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Life Skills

Life Skills is the ability to cope with stresses and challenges of daily life, especially skills in communication and literacy, decision-making, occupational requirements, problem-solving, time management, and planning.


choices magazine logoThe Choices Mission is to provide fascinating, information-rich articles covering teen health and life-skills that will equip students to make positive and informed decisions on the most pressing issues in their lives.

Debt Reduction Services

debt-reduction-services-header-logoDebt Reduction Services is a non profit “full service” debt management and credit counseling service organization that has helped thousands of consumers since our inception in 1996. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients, and assist them in achieving a better overall quality of life through credit counseling, debt management and credit and debt education programs.